Someone pays you. Your phone buzzes. You mean to write it down. You don't. By Friday you're counting back through your SMS thread trying to remember if that client actually paid in full. Tosha reads every payment SMS the second it arrives and logs it. Open the app — it's already done.
It's a Tuesday. You made three sales, collected two rents, got paid by a client in a different country.
You have no idea if all of it actually arrived.
You're not going to text them to check. But you want to know.
The SMS lands. Tosha reads it. Sorts it. Files it. Before you've even unlocked your screen.
No spreadsheet. No app-switching. Just your money, already counted.
Tosha ships with 40+ pre-configured templates. Don't see your bank? Paste its SMS once — Tosha handles the rest forever.
Your M-Pesa buzz at 2pm on a Tuesday. Your GTBank alert at 7am. Tosha reads them, finds the name, finds the amount, files it — before you've put your phone back in your pocket.
Track any ongoing payment — rent, client retainers, installment plans, monthly dues. Full history from first payment to last, with a clean record you can actually share.
Who paid, who owes, who is late — across every account, every currency, every country — updated the moment an SMS lands. Whether you track one tenant or forty shop customers, you see the same thing: paid or not paid.
Built for places where the internet cuts out. No signal? It still catches the SMS the moment it arrives. Records sync when you're back online.
No API integration. No bank login. No manual entry. Point it at your SMS once — that's the entire setup.
Ahmad paid. You know because Tosha told you — before you had to scroll back through 40 messages looking for his name. Six clients, four currencies, one place where it's already sorted.
See every rent payment the second the SMS lands. Know who has paid and who hasn't — no chasing, no calls, no notebooks. Works with M-Pesa, Pix, bank transfer, or any SMS payment rail.
Customers pay by mobile money, bank transfer, or direct deposit. Tosha catches every incoming payment SMS and builds your daily sales record automatically — before you close the shop.
Most people who get paid by mobile money or bank transfer are tracking it in a notebook, a WhatsApp message to themselves, or not at all.
If your bank sends an SMS, Tosha can read it.
It's not about the money. It's about the moment you stop asking yourself — wait, did they actually pay?
Download it. Give it SMS permission. It starts reading immediately. Nothing else to configure.
Download for Android — FreeWe're not running ads. We're not selling your data. We don't fully know what this should cost — so until we do, it's free. If Tosha saves you an hour of SMS-scrolling every week, a small contribution helps us keep building it.
Support Tosha — tip what it's worthNo minimum. No pressure. One-time only — no recurring charges.